Sunday, March 23, 2014

Taking Action on Climate

This is my little way of contributing to the forthcoming Climate Change talk by the United Nations, Climate Summit 2014. I am sharing United Nation's tips on making a difference with climate change together with UN's images on the Summit. You too can do your part by sharing these images and tips. Most importantly, we can do something by looking into the tips and observing them as much as we can.

Let's start by declaring that "I am for climate action." It starts with "me." 


Know your carbon footprint.

Find out how much CO2 your lifestyle produces and the amount of resources it takes to live the way you do. Once you know the impact your lifestyle causes you can start to make adjustments and monitor improvement. Encourage others to do the same. United Nations recommends this link in calculating CO2 emissions resulting from air travel.


Tips at Work and On the Go

  • Print double-sided or not at all.
  • Always use reusable cups, knives and forks.
  • Think before you travel. If a video conference call will suffice, spare the hassle and expense, and CO2 emissions.
  • Avoid traffic jams and decrease your personal carbon footprint by walking, bicycling, and using mass transit whenever possible. Consider carpooling with friends, neighbors and co-workers.
  • Taking the stairs can sometimes be faster than waiting in long elevator lines. In addition to saving energy, taking the stairs gives you a mild workout which will help keep you healthy.
  • Have your business join the UN Global Compact and become part of the solution for two of today's largest scale environmental issues - Climate Change and Water Sustainability.


At Home - Reduce, Reuse, Recycle!
  • Buy minimally packaged goods.
  • Recycle, paper, plastic, glass, and metal. Reuse, mend and repurpose things to save money and divert waste from your local landfill.
  • Plug air leaks in windows and doors to increase energy efficiency.
  • Adjust your thermostat, lower in winter, higher in summer.
  • Replace old appliances with energy efficient models and light bulbs.
  • Save electricity by plugging appliances into a power strip and turning them off completely when not in use.
  • Wash clothes in cold or warm water.
  • Run dishwashers only when full and don't use heat to dry dishes.
  • Eat less meat, poultry and fish.
  • Plant trees - enter tree-planting pledges online, then plant indigenous or locally appropriate trees where you live.


Remember that "a healthy climate is a healthy economy."


...and UN Secretary General Ban Ki-Moon believes so.

Thursday, March 20, 2014

Definitely Japan. Definitely Kojie.san.


There are lots of skin care products in the market today. You see plenty of them in big supermarkets, in flea markets and even in corner stores. Filipinos always get influenced by the Western world which makes them look for branded products. Sad to say, some branded products end up being copied and sold in the market at a lower price. 

Counterfeit items may pose hazards to health of would-be users. Soaps may not have the original contents because chemical components maybe replaced with ingredients unknown and not tested. Who knows those components contain chemicals that are harmful to health? In an aim to look beautiful or maintain youthful beauty, people fond of beauty products may end up suffering from skin disorders or worst, ireparable bad skin condition.

Kojie.san is the first kojic acid soap to be commercially available in the Philippine market. Definitely Japanese, Kojie.san earns the impression of being of good quality. Making it available in the market, you can already obtain your desired beauty soap within your fingertips without the hassle of shipping costs from overseas or worrying your relatives abroad to send you one.

When it comes to your skin care, it is important to use only the original kojic acid soap. Do not buy cheap skin care products when you know that these are fake. Buy only original without compromising your youthful beauty.

Kojie.san has micro peeling effect, which makes it a potent whitening product. The company makes sure that its products are carefully tested to ensure its positive effects to the user. Its micro peeling effect makes the skin tight and younger looking after every use. With its continued use, results may vary when everyone tries to be you.

Kojie.san soap does not contain any harmful chemicals. It contains antioxidants and 100 percent all natural ingredients. With these, a user is sure of a safe beauty habit. Using only the original kojic soap will make it a passion for one to have a younger looking skin. Indeed, "definitely Japan, definitely Kojie.san."

Sunday, February 9, 2014

Watch 24 Oras #TheWayYouWantIt!

You will tell me that I would not be needing Skycable just to watch 24 Oras, a primetime news program of GMA Channel 7. To a news-hungry person like me, watching 24 Oras the way I want it will not be enough without supplementing it with news programs from other channels here and abroad.

News is like food to me. To maximize my involvement in our society, I must be informed. 24 Oras is the basic and most important television program to me.

I was born to listening over the radio. In a typhoon-belt area where my family reside, radio was indispensable. Nowadays, thanks to value-added wonders of television - it made news more realistic not just to the ears but to the eyes as well.

Had Skycable been available in our place, I would have chosen the show for kids. My kid's favorite show must be my favorite too. However, unfortunately, my long wait for several years to have a cable line in our street still remains a waiting time until now. My kid still watches VCDs, carton shows from GMA and of course, 24 Oras.

I am based in Quezon City where I work during the day and retreat alone in the same city after work. It is like living a dual citizen - of a city and of a province, where my heart belongs. In the famed City of Stars, who then have not heard of Skycable? It seems everybody knows the brand name already.

Only in Skycable gives one a world of limitless possibilities with its widest selection of channels and different ways to enjoy it. The following four amazing features of Skycable will suit the needs and interests of its user.
  1. Enables you to take control of your TV viewing with iRecord.
  2. Add channels and packs that you like to your basic plan.
  3. The most number of standard definition (SD) and high definition (HD) channels.
  4. Get access to special shows and events through Skycable Pay-Per-View and Free View.

A cable company may mean nothing without a television screen.
The third feature best fits me. It reminds me of my travels to Agusan del Sur and the rest of CARAGA Region. I visited the newly established Talacogon Fire Station in 2013 and our firefighters are watching over a black-and-white television. The then noon time show may not be too good to be seen but the laughter reverberates to on-duty firemen as they serve the people of Talacogon town some miles away from their homes. With Skycable's wide-range of TV channels, a cable company have no meaning without a television screen.

Thanks to Skycable's most number of SD and HD channels. I can watch 24 Oras the way I want it. Television time is more fun with more news to watch for.




Friday, February 7, 2014

Of Pork and Being Famous

Perhaps pig turned out to be the most famous animal in the Philippines as the year 2013 ended. It was because of the pork barrel fund scam amounting to about 10 billion pesos. Parody here and spoof everywhere made Miss Janet Napoles to be associated with pig image.

As I visited the Farmers' Congress dubbed as INAHGEN 2014, pig is among the center of attraction together with other farm animals like cattle  and chicken. Of the pig-related things that had caught my attention, I can say that pigs are indeed famous with the following three hits of mine:

Pork in the Barrel booth
1. Pork in the Barrel. A contest in a booth sponsored by Quinomax wherein a guest is given the chance to pick among the toy pigs in a barrel. Every pig in a barrel has an equivalent prize, whether major or consolation. It is one of the pork-related booths that caught my attention when a lot of people queue in for the contest that was fun.

Hair-on pig native leather, Bureau of Animal Industry's exhibit.
2. Hair-on Pig Native Leather. I thought it was a hanging bat. I understood it as a work of art in the first glance. When I got closer, it is a pig - a hanging pig with its face. It is a hanging native pig's leather with hair. Beside it are derived fine leather made from pig skin. 


3. Animals on guard on a seat. With pig always on the scene, a seat is decorated with animals. I also saw real pigs - boar for sale - in the said congress.

Leather derived from pig skin

A pig turns out to be famous always. I eat its meat - pork. People talk about it through the pork barrel fund scam while Percy is the famous pig of Marks & Spencer.

FMD-free certification

Saturday, February 1, 2014

I Am Grateful


During my college days, I can only buy second hand paperback for my leisure reading. After 12 years, now I can already buy a brand new book,  a health magazine and Reader's Digest. Time has changed and I am grateful. I still buy used paper back including children's books until today. I am indeed grateful.

Thursday, January 16, 2014

If there is one thing you can give to the Philippines, what is that gift?

"Every second of volunteering, every peso, every drop of perspiration counts. But no matter how much we give, there is always a feeling that it does not seem enough. There is a dream to give bigger and to make a difference."

In January, Globe Telecom gives an early gift to bloggers for an opportunity to express what they think of under #GLOBEProjectWonderful2014. It seeks to answer the question:

"If there is one thing you can give to the Philippines, what is that gift?"



In my own little way, let me answer the beauty-queen  question. However, I do not have to be a beauty queen to be able to answer the question. I only have to be a simple working single mom to dream of impossibility of giving a huge gift for the Philippines as what foreign countries had given for Yolanda victims. I only have a dream that you too might dream of one day in the future.

If there is one thing that I can give to the Philippines, that is an insurance policy contract for every family's breadwinner from a reputable insurance company. Sounds funny? I don't care but that is my dream.

To be able to have a solid financial foundation, one must have healthcare and insurance. Insurance serves as replacement in case the breadwinner is gone. Unluckily not every sane Filipino is aware of the importance of insurance. Others are simply cynical about it including my most beloved brother. 

While each breadwinner is striving to work, earn and increase cash flow;  he or she must be protected by insurance. Thanks that the government have a healthcare program for every Filipino under the Philhealth. However, not every family is protected by Philhealth because not everyone is employed - others, underemployed or unemployed. 

I, for myself, am employed which makes me and my kid qualified for Philhealth. Since I cannot have my parents as among my dependents then, I had to pay monthly voluntarily their premium for Philhealth. For this year, the premium has increased and luckily, I paid it in cash until the end of December 2014. While having this as basic protection, it is never enough. The rest, I have to prepare for an emergency fund for obvious reasons - emergencies.

Insurance seems like a wheel chock lock in case the breadwinner dies. On the other hand, while rich people also buy insurance, there are more reasons for the middle income earners like me to obtain an insurance policy. If the middle income earners have to leave for their family a parcel of lot, who will pay for estate tax? Good if the breadwinner is protected by insurance.

We have a lot (or few?) financial advisors in the land. They keep on saying that we should have insurance. Have you read Pisobilities: Gabay sa Buhay Pinansyal by Francisco J. Colayco? Written in Filipino, I find it as the cheapest yet most comprehensive practical guide to financial planning. Or have you heard about a maid or family driver who invests in the stock market? There is one like that, ask Bo Sanchez about it. 

Supposing someone have five thousand pesos, wants to invest in the stock market and then he opens an account. Yes, it is good to invest and at the same time buy shares in mutual fund companies and reputable companies that trade with the Philippine Stock Exchange. Yet it is not good to sell shares when the market is down. What if after six months of investing, the investor breadwinner dies of an accident, what will the family receive? Isn't it five thousand pesos? Had he bought an insurance, his or her family will receive not just five thousand pesos but more than that. 

Photo source: Rappler (see full article here)

"...and if according to my fate, I am to lose my life
please bless with your protecting hand,
my loving family from strife." - Fireman's Prayer
I for myself have more than three life insurance including an accident insurance. However, these are not yet enough to serve as replacement for my income in case I die too soon. Aside from that, while others may think that being a member of the Red Cross means sharing a part some money, they may not be aware that each member is already protected. Apart from helping the needy, a Red Cross member is at the same time protected by insurance.

From having protection of healthcare and insurance, one can move forward to getting out of the debt trap. I thank those banks for disapproving all my application for credit card. It taught me to live a life of cash and e-purse - not a life of monthly credit card bills. With debt management, it is good to set aside emergency fund and then proceed to investment.

We invest for long term or short term reasons. For long term purposes, my ultimate reasons are retirement and child's college education. Others belong to want list - brand new car or house and lot.

With all these things in mind, financial freedom is a dream. Having a solid financial foundation is a key for having peace of mind. Ask me more. If I'd have a dream, I would dream that every breadwinner in every Filipino family be protected by insurance. If there is one thing that I can give to the Philippines, then that gift would be an insurance policy for every person who earns money to support a family.

We may have distinct roles to play in life. You may be a mother, a father, a daughter, son or a single mom like me. You too have dreams that you want to achieve. Having goals in life does not limit your imagination to aim high and dream once for your native land. It does not hinder you from doing little acts of thoughtfulness that contribute to massive acts of love for our country. What if confronted with the same question: if there is one thing you can give to the Philippines, what is that gift?

Friday, December 20, 2013

Things To Do While Waiting

I waited for almost seven hours today waiting for my number to be called in one single bank transaction. It sounds unbelievable but it is true.Yes, it happens.

I arrived at about 11:45 a.m. and got my number which is 982 while the tellers were only serving at about number 270's. There were two to four tellers in the morning. While the bank's system is slow, an announcement posted on the walls says that they are using a new IT system starting December 2 this year.


When system is not enough, people accumulate
in long queues standing for a long time before they can
fully exercise their right to vote
just like during national elections.
So much about the explanations. Let us go to the question. What should a normal person do while waiting for her number to be called?

The first lesson of the day is patience. If you don't have patience, you will not endure for a second of waiting.

While savoring over your patience, you have to watch your manners. How do you behave in a seat? Do you get irritated to bank personnel? What more else can you do?

Take care of your necessities. When it's time to eat, eat. Comfort rooms can welcome you from time to time. Don't get dehydrated, drink.

While everyone seems too friendly sharing similar dilemma, don't give your entire trust at all. Focus on yourself and on your transaction while enjoying some conversation with your seatmates. However, you can meet new friends in rare occasion from similar branch of services where you belong.

Watch your manners. You may get too sleepy while waiting but don't lay on the benches as if you are on a park waiting for your date to surprise you with a kiss while you're asleep. You can slouch but don't put your feet on the chairs. It's still a bank, not your dining room or your kitchen. Sitting up straight as a practice may be waived on this waiting period. This does not mean however that you will be in a lousy posture throughout your waiting period.

As a busy person, time is important. Bring with you always something to read. Be it a magazine or a business book you're currently reading. Who knows you will finish it in one sitting? I finished one Reader's Digest while waiting for today and it was not even enough. I don't have other more materials to read.

Thanks, I got my pen and my steno notebook. I always bring with me a steno notebook. I learned to use steno notebook way back my college OJT days some about 13 years ago. Until now I still prefer to use it for my drafts. In a bus, when an idea suddenly pops out of my mind, I have to write it before it's gone like a shooting star.

Don't be a disturbance to fellow bank customers who might get irritated of your unlikely behavior. Remember that they are on similar situation as you do.

How about you, how do you manage your waiting time? Just be patient and everything about you follows.

This post has been published in the Yahoo Voices.

Saturday, December 7, 2013

Diligence in Staple Wire


I don't think for now that I will be rich by collecting used staple wire. When I went downstairs of our office, I got this collection on top of the table of one of our co-employees. I asked him of the motive for collecting it. Used staple wire is not accounted for in government. We can simply put them to trash once used. Yet, he told me that they will try if what they will get out of it. Junk and have it weighed? Maybe. I will know later.

Saturday, November 30, 2013

What happened to our timber lands?

Visiting a certain community in Surigao del Sur gave me a lot of surprises and questions that are difficult to answer.

I never had any idea what we were heading to until we reached the place. The road sign says of a school in Davisol. Our companion also told me there is high school therein. I thought it's only a school but there was more than that.

I was intrigued by the name. Why Davisol? I don't have a basis but our companion told me that it is said to mean, David and Solomon.

Structures including a  coop store
When we entered the area, I saw children, women, houses and mangroves. Davisol is in a coastal area of Barangay Manyahay, Lianga, Surigao del Sur.

I heard the story that the community is headed by a patriach whom they call as Pater, allegedly to have more than five wives. I heard of stories about cult but I expected to see someone who wears a big cross, long-bearded perhaps old man. When we were talking to one resident, I saw a man wearing jersey and playing basketball in the basketball court. We were able to meet him and had a short chat with him. I was surprised he was Pater. He said he is 67 years old. To my surprise, I didn't expect a 67 year old man playing basketball with youngsters and being able to run with them. He said he plays with his children and grandchildren. Allegedly, he fathered more than 40 children and now have more than 30 grandchildren. That's according to my companion and guide. All of them live in the same community except those working outside and children studying in college.

Man-made lagoon with corals 


I appreciate the lagoon surrounded by mangroves. My companion told me that the lagoon is man-made and the women helped a lot to finish the lagoon.

I saw structures in the area - houses, school buildings, store, church. The store says its a cooperative. The church has a different altar design contrary to common altar designs I see in Catholic churches and some protestant churches. Again, my companion told me that the community say their prayers in Latin and worship in Latin.

For many years ago, the Catholic Church has changed a lot. Before, they only allow masses to be said in Latin. Now, masses and bibles are in local dialects throughout the world. What could be there in that community saying prayers and worship all in Latin?

Remains of a big tree


My companion told me that the community has already produced professionals like engineers. She also told me that the community follows Philippine laws on environmental protection. I saw a waste-segregation area too. I also wondered what happened to the very big tree cut in the area.

However, I learned that the community produce crafts made of iron wood, locally known as "magkono" (or mangkono?).  He also told me that the community stopped making wood crafts after the total log ban which is still in effect until now. Ironically, one of my companions was there to look for that wood craft. And someone has to accompany a prospective buyer in order to be able to buy a wood craft that was said to be made long before the log ban as they don't sell anymore. 

I did not see display of wood crafts in the store inside. I wondered if how many people will be coming to the place accompanied by someone they know to be able to buy a wood craft. Is this a black market or what? Am I really seeing what I am supposed to see or these things are just being hidden by the friendliness of the people there?

People in Davisol are kind to visitors. They greet you good morning, good afternoon, good noon as the case maybe. My companion told me that the place is being developed into an eco-tourism area. Who wishes to develop the area as eco-tourism destination, is it the DENR or LGU or both of them? I don't know.

Man-made improvements in the shoreline
I saw two boats in the shoreline. One small color blue boat and one bigger boat with roof. My companion told me that the bigger boat belongs to DENR for purposes of island-hopping.

I inquired, if there is a school inside the community, who teaches the children? I was told DepEd teachers teach the children. Who gave money to construct schools? Where did they obtain a permit to construct a school building? Questions are difficult to answer. Sometimes it is fearful to ask questions for a person stranger to the area.

I wondered and kept a question in my mind. Was there perhaps a PDAF used to construct a structure in the area? My companion again told me that the community is a favorite pet for politicians in the area. He said that if politicians would love to be supported by Iglesia ni Kristo, in this area, politicians would love to be supported by Davisol. That's why politicians are allegedly generous in this community.

On our way from Lianga, I inquired again. Do they have land titles to settle in the area? Our companion-cum-guide told me that the community do not have papers to settle in the area because that is a declared timberland. What is a timber land? What happens if we continue to build structures in the timber land?

Who cares for Davisol community is they get washed out by a strong typhoon because they are fronting the sea? I learned that the whitish stone-like pads surrounding the lagoon are not rocks. These are corals. Corals get destroyed through the years. 

I learned of the story of an environment officer in a nearby area. I learned that she implements the law as it should be. She used a vehicle that is very similar to one of the service vehicles of the police. One day, the same service vehicle was ambushed. It was not her vehicle; it was the police. After the incident, she had to hold office in a nearby city and had to keep her whereabouts and land travels unknown.

From the words of an environment officer from Manila, he told me that when you're into forestry laws, you will get a lot of enemies. I inquired about who were given permits to do logging in the Philippines. He named one famous personality in Congress.  Who gave that company a permit? Whose administration? Whose environment secretary? 

Made of iron wood
I don't have a complete comprehension of what are timber lands and what are we supposed to do with timber lands. What happened to those timber lands? Where are they now?

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